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NATIONAL Business Debtline Helpline: 0800 197 6026 www.bdl.org.uk Telephone helpline on debt and cashflow problems for self employed people and small businesses. Citizens Advice Bureau: Adviceguide www.adviceguide.org.uk Online Citizens Advice Bureau service providing details on a wide range of topics in several languages. It also provides information factsheets and details of reliable sources of further help and local CAB offices. Citizens Advice Bureau www.citizensadvice.org.uk Details of local CAB offices are listed on this website. Please contact your local office for advice. Please see also Citizens Advice Bureau Quick Link. Consumer Credit Counselling Service Wade House, Merrion Centre, Leeds LS2 8NG Tel: 0800 138 1111 Email: contactus@cccs.co.uk www.cccs.co.uk A registered charity who helps people who are in financial difficulty by providing free, independent, impartial and realistic advice. Credit Action 2 Ridgmount Street, London WC1E 7AA Tel: 0207 436 9937 Email: office@creditaction.org.uk www.creditaction.org.uk National money education charity which aims to help people manage their money better through a range of resources. Direct Debt Line Helpline: 01323 635999 Email: geoff@directdebtline.com www.directdebtline.com A registered charity providing a free and confidential money advice service. Advice given on all aspects of debt. Department for Work & Pensions - Disability and Carers Service Benefit Enquiry Line, 201 Red Rose House, Lancaster Road, Preston PR1 1HB Tel: 0800 882200; Textphone: 0800 243355 www.dwp.gov.uk/lifeevent/benefits/dcs/contact_dcs.asp Impartial and confidential information on all disability benefits. Please see also Benefits Quick Link. Family Action 501-505 Kingsland Road, London E8 4AU Tel: 020 7254 6251; Fax: 020 7249 5443 www.family-action.org.uk Family Action Northern Office 180 Lightbowne Road, Moston, Manchester M40 5EE Tel: 0161 684 2180 www.family-action.org.uk Family Action is a national organisation which supports families and disadvantaged people in a variety of ways, including home and project based support to children and families, community based mental health services, financial help for families in need and educational grants for disadvantaged people. iva.net 10b Swanston Steading, 109 Swanston Road, Edinburgh, EH10 7DS Tel: 0845 308 2622 www.iva.net Organisation which provides free impartial debt advice and resources to UK residents. Debt Options Helpline: 0800 634 0525 www.debtoptions.co.uk Debt Options are not funded by, or connected with any lender, and as a consequence can offer a completely impartial service, whichever route you choose to select, be it an IVA, Debt Management Programme, a Trust Deed (if you live in Scotland) or advice on Bankruptcy. Our aim is simply to provide you with the best advice possible, which is completely free. Any fees charged for an IVA will be the most competitive that are available within the industry. You should be aware that you do not pay any separate fees, your monthly payments for an IVA will be at a very affordable level for you, and will contain the fee; you will only make one affordable monthly payment. National Debtline Tricorn House, 51-53 Hagley Road, Edgbaston, Birmingham B16 8TP Helpline: 0808 808 4000; Fax: 0121 410 6230 www.nationaldebtline.co.uk Helpline offering free confidential and independent advice on dealing with debt. Piggy's Bankruptcy Site www.piggybankrupt.co.uk On-line information service which provides detailed and up to date information and advice on all aspects of debt and bankruptcy. UK Insolvency Helpline Administration Centre, 788-790 Finchley Road, London, NW11 7TJ Freephone: 0800 074 6918 www.insolvencyhelpline.co.uk A not-for-profit debt advisory service for debt advice and debt management, the UK Debt Help & Insolvency Helpline is the UK's first fully interactive online resource which enables all types of commercial entities and individuals the opportunity to have direct access to the UK's most skilled professional advice on all debt and insolvency issues. TaxAid www.taxaid.org.uk UK charity providing free, independent and confidential tax advice to people who cannot afford to pay a professional adviser. Offices in London and Birmingham where you can be seen by appointment. TaxHelp for Older People (TOP) Pineapple Business Park, Salway Ash, Bridport, Dorset DT6 5DB Helpline: 0845 601 3321; Tel: 01308 488066 Email: taxvol@taxvol.org.uk www.taxvol.org.uk Independent free tax advice service for older people on low incomes who cannot afford to pay for professional advice. SCOTLAND The Accountant in Bankruptcy 1 Pennyburn Road, Kilwinning, Ayrshire KA13 6SA Helpline: 0845 762 6171; Tel: 0845 612 6460 www.aib.gov.uk For information and advice regarding insolvency/bankruptcy in Scotland. Citizens Advice Direct 2nd Floor, 88 Bell Street, Glasgow G1 1LQ Tel: 0844 848 9600; Fax: 0141 553 5534 www.citizensadvicedirect.org.uk Please see also Citizens Advice Bureau Quick Link. Trading Standards Service St Nicholas House, Broad Street, Aberdeen AB10 1BX Tel: 01224 523737 www.tradingstandards.gov.uk/aberdeen ENGLAND & WALES The Insolvency Service Email: insolvency.enquiryline@insolvency.gsi.gov.uk www.insolvency.gov.uk Maintains a register of all authorised Insolvency Practitioners and offer a range of services and advice in matters involving insolvency. NORTHERN IRELAND The Insolvency Service Fermanagh House, Ormeau Avenue, Belfast BT2 8NJ Tel: 02890 251 441 For information and advice regarding insolvency/bankruptcy in Northern Ireland. Citizens Advice Bureau (Ireland) www.citizensadvice.co.uk Details of local CAB offices are listed on this website. Please contact your local office for advice. Please see also Citizens Advice Bureau Quick Link.
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